Comprehensive Retirement Planning
We begin by clarifying your goals, values, priorities, and timelines — before making investment, tax, or estate planning decisions.
What we focus on evolves as we go through the different seasons of our lives.
Retirement Planning
We help you move from uncertainty to clarity by defining your retirement timeline and the dollars needed to support it — adjusted for taxes and inflation.
- Retirement Account Optimization — IRAs, 401(k)s, 403(b)s, etc.
- Tax-Efficient Income Planning
- Social Security & Pension Optimization
- Medicare Planning
- Member of National Social Security Advisors
- Member of Registered Social Security Analysts
Tax Planning & Preparation*
We begin with a detailed review of your tax returns to identify opportunities and planning strategies.
- Health Savings Accounts (HSAs)
- Roth conversion analysis (including IRMAA impact)
- Donor-advised funds
- Qualified Charitable Distributions
- Required Minimum Distribution (RMD) Planning
- Equity compensation planning (Options, RSUs, etc.)
- Tax return preparation & filing*
Investment Planning
We manage portfolios using low-cost, tax-efficient ETFs.
- Evidence-based approach
- Asset allocation & diversification
- Ongoing rebalancing
- Tax-loss & tax-gain harvesting
Estate Planning & Trust Coordination*
In partnership with experienced estate attorneys, we help review and refine your plans.
- Wills & Trusts
- Financial & Healthcare Powers of Attorney
- Beneficiary Coordination
- Tax-Efficient Wealth Transfer
- Trust Administration Support
Protection Planning
We evaluate your current coverage and identify gaps.
We don’t sell insurance — recommendations remain objective.
- Health Coverage (Employer, ACA, Medicare)
- Life Insurance
- Disability Insurance
- Long-Term Care Planning
- Property & Casualty (Home, Auto, Umbrella)
- Employer Benefits Optimization
Identity Theft & Fraud Protection
24/7 monitoring of:
- Financial accounts
- Credit reports
- Real estate records
- Dark web activity
Includes up to $1,000,000 in identity theft insurance.
Next Generation Planning
We offer complimentary financial guidance for clients’ adult children and grandchildren until age 25 or marriage.
Collaboration
We coordinate with attorneys, CPAs, insurance professionals, healthcare consultants, and trust administrators — or work alongside your existing advisors.
Monitoring
Like your health, your financial life benefits from regular attention.
- Scheduled Reviews — Typically every six months
- Additional Reviews — As needed
* Tax preparation, estate planning document creation, and trust administration are provided through our professional alliances.
Offices in Dallas, Allen, and Tyler, Texas
Copyright © 2023 Gibson Wealth Advisors - All Rights Reserved. Gibson Wealth Advisors, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Gibson Wealth Advisors, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Gibson Wealth Advisors, LLC unless a client service agreement is in place.
Members of Ed Slott’s Master Elite IRA Advisor Group are part of an exclusive organization dedicated to mastering the complexities of retirement planning. To maintain membership, advisors must:
- Extensive ongoing training and mandatory semi-annual workshops.
- Pass two rigorous exams each year to prove their technical proficiency.
- Regular background checks to ensure the highest level of integrity.
Members receive immediate alerts regarding tax code changes and have a direct line to America’s IRA Experts for technical support on complex planning scenarios.