Our fees are not for attempting to predict the short-term movements of the markets or what the economy will do.
No one can accurately or consistently do that. Our fees are for comprehensive financial planning and preparation, not predictions and products.
Financial markets are complex, but don't require complex solutions
Good investing should be simple and boring. If you want action, go to a casino. We agree with Leonardo Da Vinci that "simplicity is the ultimate sophistication."
Although more complicated or exotic strategies could possibly prove correct, usually, the simplest solutions makes the most sense and are the easiest to execute and manage.
The enemy of a good plan is the dream of a perfect plan
The is no such thing as a perfect portfolio. If there is a perfect portfolio, it's the one you can stick with through thick and thin.
Time is more important than timing
Investment decisions should be made within the context of a multi-decade time horizon and not based on current market conditions or events.
Investment behavior plays a key role in outcomes
Good investing isn't necessarily about earning the highest possible returns. It's about minimizing mistakes and doing the same thing for decades on end.
Focus on what you can control.
How much you spend, save, investment costs, asset allocation, emotional responses/behavior, tax efficiency, etc...
These are areas in which you can actively improve outcomes. They deserve substantially more attention than attempting to predict the future or outsmart the market.
Members of Ed Slott's Elite IRA Advisor Group train with Ed Slott and his team of IRA Experts on a continuous basis. These advisors pass regular background checks, complete requisite training, attend semi-annual workshops, webinars, and complete mandatory exams.
They are immediately notified of changes to the tax code and updates on retirement planning, so you can be sure your retirement dollars are safe from unnecessary taxes and fees.
Additionally, members have access to us, America’s IRA Experts to answer any tough questions or planning needs.