who we serve best
Our typical client is focused on retirement and believes that true wealth is having control over their time so they can spend it with the people and activities they love.
They prefer to delegate the majority of their financial matters to a team of trusted professionals who will take care of their loved ones after they are gone.
helping you navigate life's stages
Your situation, goals, and needs will evolve and change over time. We can help you address the various milestones and challenges that will occur during your lifetime. Marriage, births, college, retirement, and even deaths.
retirement income planning
Retirement planning is the primary focus of our practice. We help determine how much you can safely spend without running out of money and investments that are appropriate for your needs.
integrated tax planning
Every financial decision has a tax implication, either this year or in the future. We start with a detailed review of your tax returns to look for opportunities for improvement.
Through our alliances, we can facilitate integrated, year-round planning, preparation, and filing so we’re all on the same page.
social security optimization
We analyze your options to determine the most advantageous claiming strategy. Poor choices can leave hundreds of thousands of dollars on the table which can negatively impact you and especially your spouse.
medicare and health insurance consulting
We will provide a detailed analysis of your existing coverage, taking into consideration your health, medications, and lifestyle. Since we selling insurance, we can give recommendations without conflicts of interest.
Whether your coverage is from your employer, an Affordable Care Act plan, a private plan, or Medicare, we can help you understand and evaluate your options, so you can make better decisions.
investment management
We believe in evidence-based, disciplined diversification, keeping costs low, and being smart about taxes.
We provide coordinated and continuous monitoring of your portfolios, including your 401ks, for asset allocation, rebalancing, and tax-loss harvesting opportunities.
protection planning
We don't sell insurance but we can help evaluate your existing life, disability, health, long-term care, and property & casualty coverages and make recommendations and coordinate with independent insurance agents.
estate planning
Do you have a blended family? Do you need a power of attorney for financial or healthcare matters? What if you find yourself suddenly single? Do you need an updated will? Should you consider a trust? Do you need someone to manage your trust?
We can bring in estate planning firms to consult with you and create or update your plans.
multi-generational planning
We want to make sure that the next generation gets started on the right foot. We provide free financial coaching and powers of attorney for our client's adult children and grandchildren until they get married or turn 25, whichever comes first.
Members of Ed Slott's Elite IRA Advisor Group train with Ed Slott and his team of IRA Experts on a continuous basis. These advisors pass regular background checks, complete requisite training, attend semi-annual workshops, webinars, and complete mandatory exams.
They are immediately notified of changes to the tax code and updates on retirement planning, so you can be sure your retirement dollars are safe from unnecessary taxes and fees.
Additionally, members have access to us, America’s IRA Experts to answer any tough questions or planning needs.